Cornwall constituency map

 

Defined benefit vs. Defined contribution pension plans

A defined benefit plan is 'defined' in the sense that the benefit formula is defined and known in advance.

Conversely, for a "defined contribution retirement saving plan", the formula for computing the employer's and employee's contributions is defined and known in advance, but the benefit to be paid out is not known in advance.

Employees usually prefer the defined benefit pension, while employers prefer defined contribution.

The Times Good University Guide league table 2018

RANK	UNIVERSITY	RESEARCH QUALITY (%)	ENTRY STANDARDS (UCAS PTS)	GRADUATE PROSPECTS (%)	TOTAL
1	University of Cambridge	57.3	230	87.5	1000
2	University of Oxford	53.1	221	85.3	983
3	University of St Andrews	40.4	209	81.9	930
4	Imperial College London	56.2	222	90.7	872
5	Durham University	39.0	201	84.1	851
6	Lancaster University	39.1	159	84.9	834
7=	University College London	51.0	193	82.1	812
7=	Loughborough University	36.3	157	82.3	812
9	University of Warwick	44.6	186	80.8	792
10	University of Leeds	36.8	168	81.5	790
11	London School of Economics and Political Science	52.8	203	87.1	787
12	University of Bath	37.3	186	85.2	778
13	University of East Anglia	35.8	157	77.5	774
14	University of Exeter	38.0	179	84.1	770
15	University of Birmingham	37.1	167	86.4	759
16=	University of Bristol	47.3	187	80.2	741
16=	University of York	38.3	163	81.5	741
18	University of Nottingham	37.8	164	83.3	731
19	University of Surrey	29.7	169	76.8	718
20	University of Glasgow	39.9	200	83.0	714
21	University of Sheffield	37.6	161	82.6	711
22	University of Essex	37.2	130	79.6	708
23	University of Dundee	31.2	164	85.1	706
24	University of Edinburgh	43.8	194	75.1	705
25	University of Manchester	39.8	170	82.5	703
26	Newcastle University	37.7	163	80.7	696
27	University of Sussex	31.8	141	80.2	690
28=	King's College London	44.0	174	84.1	684
28=	Royal Holloway, University of London	36.3	148	72.0	684
30	University of Southampton	44.9	152	80.3	682
31	University of Kent	35.2	138	82.6	679
32	University of Reading	36.5	142	75.6	669
33	Harper Adams University	5.7	133	69.5	666
34	University of Leicester	31.8	145	75.7	663
35	Cardiff University	35.0	157	78.9	662
36=	SOAS University of London	27.9	153	70.5	659
36=	Swansea University	33.7	129	82.6	659
38	Queen's University, Belfast	39.7	153	79.9	647
39	Heriot-Watt University	36.7	167	76.8	646
40	University of Aberdeen	29.9	178	77.6	645
41	University of Strathclyde	37.7	202	80.0	644
42	University of Liverpool	31.5	152	78.5	637
43	Queen Mary, University of London	37.9	155	73.6	630
44	Coventry University	3.8	129	81.4	624
45	University of Stirling	30.5	158	74.8	619
46	Aston University	25.8	137	79.7	618
47=	Aberystwyth University	28.1	116	74.3	615
47=	University of Buckingham	n/a	122	75.0	615
47=	Nottingham Trent University	6.5	136	76.7	615
50	Keele University	22.1	134	79.5	609
51	Arts University Bournemouth	2.4	147	79.5	608
52	Liverpool Hope University	9.2	117	80.5	603
53	University of Portsmouth	8.6	124	80.3	599
54	University of Lincoln	10.3	130	76.2	587
55	Bangor University	27.2	134	69.5	579
56	University of West London	1.6	119	70.5	575
57	University of the West of England	8.8	126	77.1	574
58	University for the Creative Arts	3.4	128	61.2	573
59	Brunel University London	25.4	134	73.1	568
60	Norwich University of the Arts	5.6	135	66.8	544
61=	University of Chester	4.1	119	69.5	543
61=	Edge Hill University	4.9	128	70.4	543
63=	Goldsmiths, University of London	33.4	134	55.4	541
63=	Staffordshire University	16.5	115	79.8	541
65	University of Huddersfield	9.4	131	78.6	539
66	Northumbria University	9.0	144	72.5	536
67=	De Montfort University	8.9	111	80.4	532
67=	Leeds Trinity University	2.0	108	68.0	532
69	Falmouth University	4.6	124	72.0	531
70=	Liverpool John Moores University	8.9	138	72.7	527
70=	Sheffield Hallam University	5.4	120	69.3	527
72	University of Chichester	6.4	122	62.7	525
73	Ulster University	31.8	126	67.8	519
74	University of Roehampton	24.5	108	69.3	518
75=	University of Bradford	9.2	128	80.8	517
75=	City, University of London	21.4	140	69.4	517
75=	University of Hull	16.7	126	76.1	517
75=	St George's, University of London	22.2	162	93.6	517
79	Bournemouth University	9.0	123	70.1	516
80	Manchester Metropolitan University	7.5	134	69.5	515
81	University of Derby	2.5	112	74.1	514
82	Robert Gordon University	4.0	164	77.8	509
83	University of Gloucestershire	3.8	121	68.8	508
84	Oxford Brookes University	11.4	129	72.5	506
85	University of Winchester	5.8	113	63.1	505
86=	Plymouth University	15.9	125	71.5	501
86=	Royal Agricultural University	1.1	114	64.5	501
88	University of Salford	8.3	127	71.1	494
89	University of Hertfordshire	5.6	119	78.8	492
90	Cardiff Metropolitan University	3.9	128	63.8	481
91	Middlesex University	9.7	117	59.2	477
92	Teesside University	3.6	119	79.6	474
93	University of Central Lancashire	5.6	137	70.0	473
94	Bath Spa University	7.9	120	64.0	465
95	Bishop Grosseteste University	2.1	112	70.9	463
96	University of Sunderland	5.8	112	68.3	460
97	University of Northampton	3.2	108	63.4	458
98	Abertay University	5.1	158	66.1	456
99	St Mary's University, Twickenham	4.0	123	73.3	451
100=	Southampton Solent University	0.5	109	64.1	450
100=	University of the West of Scotland	4.3	143	72.1	450
102=	Queen Margaret University	6.6	139	76.7	449
102=	University of Worcester	4.3	120	66.5	449
104	University of Wales, Trinity St David	2.6	109	53.0	447
105	Birmingham City University	4.3	122	70.6	446
106=	London South Bank University	9.0	107	82.1	443
106=	University of Westminster	9.8	123	67.2	443
108	University of Bedfordshire	7.0	97	68.6	439
109=	Glasgow Caledonian University	7.0	165	69.7	436
109=	University of Greenwich	4.9	133	66.4	436
111	Canterbury Christ Church University	4.5	113	63.9	433
112	University of Brighton	7.9	119	68.7	431
113	Anglia Ruskin University	5.4	102	68.3	428
114	University of East London	7.2	116	62.1	424
115	University of the Arts, London	8.0	122	56.6	417
116	Edinburgh Napier University	4.6	148	65.7	416
117	Kingston University	5.1	118	63.5	405
118	York St John University	4.1	120	55.8	401
119=	Plymouth Marjon University	n/a	137	59.9	399
119=	University of South Wales	4.0	128	62.4	399
121	Newman University	2.8	117	63.4	393
122	Birkbeck, University of London	34.6	104	73.3	383
123	Leeds Beckett University	4.1	114	62.9	375
124	University of Bolton	2.9	114	65.1	368
125	University of Cumbria	1.2	118	69.1	347
126	Buckinghamshire New University	1.5	109	62.0	344
127	Wrexham Glyndwr University	2.3	107	62.9	332
128	London Metropolitan University	3.5	105	65.1	307
129	University of Suffolk	n/a	113	65.9	263