Friday, December 07, 2007

Title deeds and mortgage

Title Deeds: Documents that show proof of who owns the freehold and leasehold property.
Transfer deed: This is a document that, once you sign it, transfers the ownership of a property to you.

In exchange for the price the seller's solicitor sends the signed title deeds and any other related documents to the buyer's solicitor. The buyer's solicitor will check them, arranged for stamp duty land tax (if any) to be paid and have them registered in the public registers. The public register will issue a receipt and in a few months thereafter return the title deeds to the buyer's solicitor where they are again checked. The buyer's solicitor will supply a copy to the buyer and send the original document to the mortgage lender who will keep it until you pay off the mortgage.

When you pay off the mortgage, the lender will remove its name from the Title Deeds and return it to you at the end of the mortgage.

Saturday, December 01, 2007

1.长相不令人讨厌,如果长得不好,就让自己有才气;如果才气也没有,那就总是微笑。
2.气质是关键。如果时尚学不好,宁愿纯朴。     
3.与人握手时,可多握一会儿。真诚是宝。     
4.不必什么都用“我”做主语。说话的时候常用“我们”开头。     
5.不要向朋友借钱。     
6.不要“逼”人看你的家庭相册。     
7.与人打“的”时,请抢先坐在司机旁。     
8.坚持在背后说别人好话,别担心这好话传不到当事人耳朵里。有人在你面前说某人坏话时,你只微笑。

9.不要期望所有人都喜欢你,那是不可能的,让大多数人喜欢就是成功的表现。当然,自己要喜欢自己。
10.自己开小车,不要特地停下来和一个骑自行车的同事打招呼。人家会以为你在炫耀。
11.同事生病时,去探望他。很自然地坐在他病床上,回家再认真洗手。     
12.不要把过去的事全让人知道。     
13.尊敬不喜欢你的人。     
14.对事不对人;或对事无情,对人要有情;或做人第一,做事其次。     
15.自我批评总能让人相信,自我表扬则不然。     
16.没有什么东西比围观者们更能提高你的保龄球的成绩了。所以,平常不要吝惜你的喝彩声。
17.不要把别人的好,视为理所当然。要知道感恩。     
18.榕树上的“八哥”在讲,只讲不听,结果乱成一团。学会聆听。     
19.尊重传达室里的师傅及搞卫生的阿姨。     
20. 为每一位上台唱歌的人鼓掌。     
21.如果你在表演或者是讲演的时候,如果只要有一个人在听也要用心的继续下去,即使没有人喝采也要演,因为这是你成功的道路,是你成功的摇篮,你不要看的人成功,而是要你成功。
22.有时要明知故问:你的钻戒很贵吧!有时,即使想问也不能问,比如:你多大了?
23.话多必失,人多的场合少说话。     
24.把未出口的“不”改成:“这需要时间”、“我尽力”、“我不确定”、“当我决定后,会给你打电话”……     
    

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