Title Deeds: Documents that show proof of who owns the freehold and leasehold property.
Transfer deed: This is a document that, once you sign it, transfers the ownership of a property to you.
In exchange for the price the seller's solicitor sends the signed title deeds and any other related documents to the buyer's solicitor. The buyer's solicitor will check them, arranged for stamp duty land tax (if any) to be paid and have them registered in the public registers. The public register will issue a receipt and in a few months thereafter return the title deeds to the buyer's solicitor where they are again checked. The buyer's solicitor will supply a copy to the buyer and send the original document to the mortgage lender who will keep it until you pay off the mortgage.
When you pay off the mortgage, the lender will remove its name from the Title Deeds and return it to you at the end of the mortgage.
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